✖
Never be stuck with a HIGH rate again.
Lock in my Lowest Rate for Life Click to view Lock in my Lowest Rate for Life

Buy your perfect home before prices increase!

Buy a home with confidence when you’re guaranteed the Lowest Rate for Life™

Apply now Click to Apply now

Never be stuck with a high interest rate again!

With Lowest Rate for Life™, you’re guaranteed to below market rates without any lender fees, for the life of your loan.

What does that mean? It means is that if the current market interest rate is lower than yours, you can refinance your home with us...without incuring additional lender fees, and use this as many times as you’d like. 

Even non-members can join our Club USM and enjoy the same benefits:

  • Lowest Rate for Life
  • Unlimited loan refinances
  • No risk to join
  • Guaranteed approval
  • Low monthly fee
Sign up for Club USM Click to Sign up for Club USM

There are two simple ways to lock in your Lowest Rate for Life:

1.

Sign up for Club USM, with guaranteed approval, or...
Enroll now Click to Enroll now

2.

...buy or refinance a home us. It’s that easy.
Start an application Click to Start an application

Why choose us?

Home loans can be difficult to navigate. Buying or refinancing a home is one of the most significant decisions you'll ever make. We are here to help.
why-choose (6)

We are reputable.

We’re proud to maintain an A+ rating with the Better Business Bureau.
why-choose (5)

We’re experienced.

We’ve been in business for over 25 years, and we are familiar with multiple types of loan programs that could work for you.
why-choose (4)

We say yes.

When other lenders say no, we say yes. Our personal mortgage advisors can help even with less than perfect credit.
why-choose (3)

We have happy customers.

We have a 99% customer satisfaction rating for our business, with many becoming repeat customers.
why-choose (9)

We can help.

Our personal mortgage advisors can help you navigate loans, interest rates, and programs as they change; even a divorce you might be going through; and so much more.
why-choose (8)

No more origination fees.

When you become our client, you will never have to worry about origination fees again. Our Lifetime Origination Guarantee™ means you'll never pay origination or appraisal fees on any future home financing needs.

Hear what our customers have to say.

Our principals are to strive the best borrowing experience and quickest closing times.

I queried 4 lenders before deciding on US Mortgages for my refinance. The process from initial contact to funding of my new loan was completed in 2 1/2 weeks!

5-star
– Carol H.

David McKune and Debbie Johnson did a wonderful job with my loan. David may have played in instrumental part in my actually getting the bid on my house accepted in the first place.

5-star
– Sonia L.

US Mortgages receives a full five stars from our family! David McKune and Debbie Johnson are rock stars in the Mortgage world. They both provided exemplary customer service.

5-star
– Kidron B.

I had a great experience with US Mortgages. I got a great rate and considering the difficult times we are in the process was pain free.

5-star
– Will S.

The entire process from beginning to end was smooth. The team is very knowledgeable, professional and efficient. Thank you US Mortgages and team.

5-star
-Bernice G.

My husband and I are extremely pleased with our experience with US Mortgage and especially the assistance we received from Zachary Gloyd.

5-star
-Mary L.

Never be stuck with a high interest rate again!

Sign up for Club USM Click to Sign up for Club USM