5.25% Fixed for
5 years! APR 6.31
*HELOCs to 90%
*We say YES

Buy your home with confidence

 

Refinance to save or get a HELOC for any need. Remove the worry of trying to time rates when you’re guaranteed the Lowest Rate for Life™  

 

Get a No-Risk No-Obligation quote. We have helped tens of thousands of customers since 1996 and have a BBB A+ rating! 

 

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Never be stuck with a high interest rate again!

With Lowest Rate for Life™, you’re guaranteed below market rates without any lender fees, for the life of your loan. Its included with every 1st mortgage loan we do and even many of our HELOC loans too.

What does that mean? It means is that if the current market interest rate is lower than yours, even as little as 1/2%, you can refinance your home with us...without incuring additional lender or appraisal fees, and use this as many times as you’d like.  It protects you from any future increase but also give you the benefit from any future decrease to rates. Its so unique we trademarked it!

Why choose us?

Home loans can be difficult to navigate. Buying or refinancing a home is one of the most significant decisions you'll ever make. We are here to help.
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We are reputable.

We’re proud to maintain an A+ rating with the Better Business Bureau. And have been helping homeowners for nearly 30 years.
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We’re experienced.

We’ve been in business for over 29 years, and we are familiar with a wide variety of loan programs and solutions that could work for you.
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We say yes.

When other lenders say no, we say yes. Our personal mortgage advisors can help from 580 credit or lower case by case to high debt DTI ratios.
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We have happy customers.

We have a 99% customer satisfaction rating for our business, with many becoming repeat customers taking advantage of our Lowest Rate for Life™
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We can help.

Our personal mortgage advisors can help you navigate loans, interest rates, and programs as they change; credit, debt ratios, new job or even a divorce you might be going through; and so much more.
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No more origination fees.

When you become our client, you will never have to worry about the market or rates. Our Lowest Rate for Life™ program means you'll never pay Lender or appraisal fees again! If rates fall, even as little as 1/2%, you can lower to market without the expense.

Hear what our customers have to say...

Part of our core company values - the best borrower experience and quickest closing times.