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Guaranteed Lowest Rate for Life™  

Home Purchase

Buy Your Home with Confidence 

Refinance

Save with a Lower Interest Rate 

Fast & Easy HELOC

Access Your Home's Equity for Any Need 

4.99% FIXED FOR 5 YEARS (APR 6.04%) | UP TO 97% LTV LOAN SPECIALS | HELOCS up to 90%
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With Lowest Rate for Life™ you'll never be stuck with a high interest rate again!


Lowest Rate for Life™
guarantees below-market rates — with no lender fees — for the entire life of your loan. It comes standard with all of our first mortgage loans and is also available with many of our HELOC options.

Here’s how it works: if the current market rate drops below yours — even by as little as 0.50% — you can refinance with us without paying lender or appraisal fees. There’s no limit to how many times you can refinance, so you’re protected from future rate increases and always able to take advantage of lower rates. It’s such a one-of-a-kind benefit that we trademarked it!

Why Choose US Mortgages

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Trusted Experience.

We’re proud to maintain a 99% customer satisfaction rating and an A+ rating with the Better Business Bureau, backed by nearly 30 years of experience.

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We say yes.

When other lenders say no, we say yes. Our personal mortgage advisors work with your unique situation to find the right program for you.

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We save you money.

With our Lowest Rate for Life™ program, you’ll never pay lender or appraisal fees again. If rates drop — even by just 0.5% — you can adjust to the lower rate without the extra costs.

Home Purchase

Buy Your Home with Confidence 

Refinance

Save with a Lower Interest Rate 

Fast & Easy HELOC

Access Your Home's Equity for Any Need